With NZ households now spending $1.15 for every dollar earned, national debt counselling charity Christians Against Poverty (CAP) is offering the chance to get their finances on track and under control with a money management programme called CAP Money.
What is CAP Money?
CAP Money is a revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can save, give and prevent debt. CAP Money is a course devised by the award winning debt counseling charity, Christians Against Poverty.
What CAP Money Teaches.
CAP Money is a three-session course that features DVD presentations by John Kirkby, CAP's Founder and International Director, and Matt Barlow, CAP's UK Chief Executive.
During the three sessions you will learn:
1. How to build and live on a budget. This is the cornerstone of managing your money well. The session includes advice on how to increase your income and how to cut costs.
2. The CAP Money system. This system will help to simplify your money and make it understandable. It operates using three accounts for your money: a regular payments account, a cash account and a savings account.
3. How to live from week to week using cash. Living on cash and getting away from cards means you know exactly where you are and helps you to spend less money. It's statistically proven that you spend 33% less money when paying by cash rather than cards
By applying these three principles, you will learn how to manage your money, and live your life!
After watching the DVDs, trained CAP Money Coaches will be available to help you build your budget and answer any questions you may have. A unique benefit of CAP Money is that, if you discover that you can't balance your budget and pay off any debts, you will be able to access CAP Money Plus. This is an Internet-based debt counselling service from Christians Against Poverty.
Christians Against Poverty (CAP), a national debt counselling charity, has equipped Meadows Church to run CAP Money. The programme is free, run by appointment and open to everyone. For additional details or to book an appointment with the Meadows Church trained CAP Money Coach, Craig Watson please phone (06) 364-0366 or 021 126 0796.
Alan, who recently completed a CAP Money programme, writes: "CAP Money has changed my life immeasurably. After a mere few days, the peace of mind afforded by the knowledge of where my money is actually going has affected every aspect of my life. Now as I'm onto week three, I realise that utilising the tools provided by the system is becoming easier than doing nothing at all. The gratitude I feel for this system being brought into my life is indescribable."
Further information about Christians Against Poverty
CAP aims to show God's love in action by providing sustainable poverty relief through debt counselling, advice and practical help. CAP's unique 'hands on' approach empowers people to help themselves out of poverty and be released from the fear, oppression and worry generated by overwhelming debts. Vital financial and budgeting life skills are developed through our services, thus ensuring poverty relief is sustainable.
The charity operates through a growing network of centres based around the New Zealand, all opened in partnership with a local church. Over the last thirteen years, the charity has grown from one man working from his home with a donation of £10 in Bradford, to a national charity with 130 centres across the UK. It has now come to New Zealand, is operating as it's own Charity here and since March 2008 has and is helping over 210 families out of poverty caused by unmanageable debt working through 7 CAP Centres currently.
CAP's vision is to answer the national problem of debt in the New Zealand by having at least one CAP centre operating in every major suburb, town and city over the next 5 years.
If you would like more information please visit www.capmoney.org
